Secured Gold Cash Loans In Melbourne

Our Melbourne gold pawnbrokers offer the best short term gold loan rates.

If you need a short term cash loan against gold jewellery, gold coins or gold bullion, deal direct with Cash For Old Gold and you will receive the highest possible loan rates for your gold and silver items, with instant cash paid within minutes.

Gold Loan Pawnbroker Melbourne Bad credit ratings or past credit issues are not an issue, as we provide loans secured against the value of your gold and silver items, even if you fail to repay you will not receive a bad credit history from us.

Our loans are the most competitive in Melbourne, with the highest loan amounts available, along with a low 30 day interest rate and a discounts on your interest if you repay your loan early.

We offer short term 30 day loans for customers lending over $200 worth of gold and silver.

For individuals looking to lend over $50,000 in gold bullion, we have an optional low interest 365 day long term loan option.

Visit our Melbourne CBD office today to secure your cash loan at the best rates possible.

For more information, our rates and repayments are detailed below:

Short Term Gold Loan Interest Rates:

Cash For Old Gold offer our Melbourne customers industry leading loan rates, with loan amounts based directly upon the value of your gold and silver items put forward as security for the loan.

Our interest rates are displayed below, we display these interest rates to you upfront with no hidden fees or charges.

Loan Amount 30 Day Loan 14 Day Loan 7 Day Loan
$200 + 10% 6% 4%
$1000 + 8% 5% 3%
$4000 + 7% 4% 2.5%
$10,000 + 4% 3% 2%
$20,000 + 3% 2% 1%
$30,000 + 2.5% 1.5% 1%

Unlike other lenders, we offer you the highest possible loan amount for your gold jewellery, gold bullion and other gold / silver items, while also providing you with the lowest possible interest rates in Melbourne.

To receive a cash loan by pawning your gold and silver items, or for more information on our loans and services, please call us or visit us in store today.

What are the repayments on my gold loan?

Below details some examples of common loan amounts and the interest which would be payable upon collection of your gold and silver items.

Examples of Total Interest Payable Upon Collection:

Loan Amount Repaid In 30 Days Repaid In 14 Days Repaid In 7 Days
$500 10% / $50 6% / $30 4% / $20
$1000 + 8% / $80 5% / $50 3% / $30
$4000 + 7% / $280 4% / $160 2.5% / $100
$10,000 + 4% / $400 3% / $300 2% / $200
$20,000 + 3% / $600 2% / $400 1% / $200
$30,000 + 2.5% / $750 1.5% / $450 1% / $300

Long Term Loans for Gold & Silver Bullion

For customer with large amounts of gold and/or silver bullion, where the total value of the items is $50,000 or more, we can offer you a special interest rate amount with up to 12 months to repay.

Minimum Required Loan Amount Monthly Interest Rate Redemption Period
$50,000 + 2% (With interest payments required monthly) Upto 12 Months

Our long term loans require you to repay interest each month, you can also pay multiple months interest in advance at any time if that suits you better.

If you happen to default on the monthly interest repayments within the 12 month period, the items you loaned will be sold at the current world gold / silver market spot price, if this happens to result in a profit to us, we will refund you any difference above the original loaned amount.

Call us or visit our Melbourne office today to find out more.

Types of gold and silver items we provide loans upon:

We accept basically all gold and silver precious metal items as security for a cash loan, below is an example of the most common items people bring in to use towards a secured loan:

• Gold Jewellery / Silver Jewellery
• Gold Coins / Silver Coins
• Gold Bullion / Silver Bullion
• Scrap & Damaged Gold & Silver

If you have any precious metal items which are not mentioned above, please contact us to find out if we can secure a loan against by calling 1300 714 653

IDENTIFICATION: Suitable ID is required to obtain a gold loan from us:


One valid type of Photo ID is enough to receive a gold loan from us on the spot, Photo ID is the most common method used by our customers to receive loans upon their gold and silver.

Valid photo ID's we accept are mentioned below:

• Passports (Local or Foreign)
• KeyPass ID Cards
• State Issued Drivers Licences
• State Issued Learners Permits
• Firearms Licence
• Tertiary Education Photo ID


If for any reason a Photo ID is not available, you can still receive a secured loan from us on your gold and silver items, to do this, you will need to provide two valid types of text based identification.

Valid text based ID options are mentioned below, remember you will need two of these to obtain a loan:

• Birth Certificate (Full or Extract)
• Certificate of Marriage
• Medicare Card
• Australian Bank Statement or Utility Bill
• Commonwealth Veterans Affairs Card
• Commonwealth Pensioner Concession Card
• Commonwealth Health Care Card

To receive a loan against your gold or silver items, visit our Melbourne CBD office today:

Cash For Old Gold
Level 14 / Suite 1406,
227 Collins Street,
Melbourne, Victoria. 3000.

Phone: 1300 714 653

View our location and parking information here